Attention homeowners: Real estate appraisal services for in Danville and Contra Costa County
Check out the top 7 reasons CA homeowners order from Summit Appraisal, Inc.:
Own a house in or near Danville, CA and need help determining the price of it?
We at Summit Appraisal, Inc. understand the special needs of a customer seeking appraisal services. Our customary business clients understand the appraisal process and the customary documents we provide. Being a consumer that most likely doesn't look at appraisals on a regular basis,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Summit Appraisal, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value opinion than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're experienced in helping consumers just like you get rid of unnecessary PMI insurance.
Challenge property tax assessments
Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting an appraisal report from Summit Appraisal, Inc. is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. Summit Appraisal, Inc. can help you reinstate your home equity line of credit with efficient appraisal.
Field and Desktop Appraisal Review Services
Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Summit Appraisal, Inc. offers field reviews where we go out and check the subject and comps. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.